Yes, we do accept insurance including: Blue Choice PPO Preferred (BCE), Blue Choice Options (BCO), Professional Blue Choice PPO (BCS), Preferred Provider Organization (PPO), United Healthcare, and Aetna.

You may utilize your out-of-network (OON) benefits if we do not take your insurance. You will need to remit full payment at the time of your appointment. TMWC will provide you with a superbill that you can subsequently submit to your insurance provider for reimbursement. To gain a clear understanding of your coverage, we encourage you to reach out to the contact number printed on the back of your insurance card and inquire about out-of-network mental health coverage, specifically referencing CPT code 90837.

At The Modern Wellness Collective, we know life is happening outside of our time together. If you need to reschedule or cancel your appointment, we understand, and ask that you provide us with a minimum of 24-hour notice. Please note that our cancellation policy is not covered by insurance. If you must cancel within the 24-hour window or fail to attend your scheduled appointment, a fee of $125 will apply. 

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, healthcare providers need to give patients who don’t have insurance or who self-pay for their services an estimate of the bill for medical items and services (including psychotherapy services). You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services, including psychotherapy services.

Ensure your healthcare provider gives you a Good Faith Estimate in writing at least one business day before your services begin. You can also ask your healthcare provider and any other provider you choose for a Good Faith Estimate before you schedule an item or service. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call the U.S. Department of Health and Human Services (HHS) at 1-800-985-3059.

The Modern Wellness Collective is a fully virtual practice. All sessions will be provided on a HIPPA-Compliant platform, guaranteeing you privacy and security. The beauty of telehealth is that it allows you to attend therapy sessions at your convenience from anywhere in Illinois, New York, Ohio, or Michigan.